What is a loan in soccer?

A loan in soccer or football refers to an arrangement between a player and their club, where the player is temporarily transferred to another club for a stipulated period. The purpose of the loan is typically to give the player more playing experience, increase their match fitness, or help them gain exposure or develop their skills.

The loan is usually agreed upon by the parent club and the club receiving the player, and the terms can vary depending on the clubs' agreement. Generally, the parent club continues to pay the player's wages during the loan period, and the receiving club may contribute towards the wages or pay a loan fee.

The player is still under contract with the parent club and is expected to return at the end of the loan period, unless a permanent transfer is agreed upon. While on loan, the player may still be eligible to play for their parent club in certain competitions, subject to the terms of their arrangement.

Loan deals are common in soccer and can be beneficial for both the player and their club, as they offer opportunities for development, exposure, and potential future transfers.